After you have an idea as to the degree of damage done by the accident , there are many legal and financial issues that will need to be addressed. If the person facing the brain injury is unable to think clearly and is incapacitated, there are things that loved ones will have to take on and issues that will need to be faced. Listed below is advice and guidance in regards of what to expect.
Appointing a Guardian and What This Means: The individual who has been affected by the accident and brain injury may not be able to function on their normal thought processes, therefore unable to make decisions of their care directly after the incident. If the injury is long term, there will be a court appointed guardian put in place and is given the responsibility of making right decisions for the incapacitated individual.
Different Levels of Guardianship: Depending on the level of damage done to the individuals brain, the guardian may be appointed to make decisions only for medical reasons, or only for financial reasons, however in some cases the guardian will be responsible for both. As time goes on the court will require that the guardian makes periodic reports, also requiring the doctor to re-certify that the guardianship is still required.
Short/Long Term Effects: If the person impacted by the injury was employed previous to the accident they may be eligible for disability coverage from their previous employer. If this is not the case, disability insurance coverage can also be purchased. If you are unsure if the injured person has this option available, check with your carrier.
If and when the individual has recovered enough to consider returning to work, states do offer vocational rehabilitation programs, many of which offer help in ways such as training, work programs and other helpful resources for the individual to use in order to transition back to work. successfully. These programs are meant to help those with disabilities and to regain their sense of independence – with the ultimate goal to help the victims gain employment.