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	<title>Wisconsin Accidents and Injuries &#187; Questions and Answers</title>
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	<link>http://rozeklaw.com/blog</link>
	<description>Accidents, Injuries, Insurance and Personal Injury Law</description>
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		<title>Picked for Jury Duty: Does the Defendant Have Insurance?</title>
		<link>http://rozeklaw.com/blog/2010/questions-and-answers/picked-for-jury-duty/</link>
		<comments>http://rozeklaw.com/blog/2010/questions-and-answers/picked-for-jury-duty/#comments</comments>
		<pubDate>Tue, 04 May 2010 15:49:55 +0000</pubDate>
		<dc:creator>rozeklawoffice</dc:creator>
				<category><![CDATA[Personal Injury Cases]]></category>
		<category><![CDATA[Questions and Answers]]></category>
		<category><![CDATA[defendant insurance]]></category>
		<category><![CDATA[jury duty questions]]></category>
		<category><![CDATA[milwaukee county jury duty]]></category>
		<category><![CDATA[Milwaukee county jury duty questions]]></category>
		<category><![CDATA[milwaukee jury duty]]></category>
		<category><![CDATA[milwaukee personal injury attorney]]></category>
		<category><![CDATA[personal injury claim recovery]]></category>
		<category><![CDATA[personal injury lawsuit]]></category>
		<category><![CDATA[personal injury lawsuit jury]]></category>

		<guid isPermaLink="false">http://rozeklaw.com/blog/?p=548</guid>
		<description><![CDATA[Question: I have been picked for jury duty at the Milwaukee Courthouse. I am  hesitant to award damages if the defendant does not have insurance. How will I know if the defendant has insurance coverage? Answer: The simple answer is, you won&#8217;t. A jury will never know if the defendant has insurance or how much [...]]]></description>
			<content:encoded><![CDATA[<p><em><strong><a href="http://rozeklaw.com/blog/wp-content/uploads/2010/05/jury-duty.jpg"><img class="alignleft size-full wp-image-549" title="jury duty" src="http://rozeklaw.com/blog/wp-content/uploads/2010/05/jury-duty.jpg" alt="" width="150" height="113" /></a>Question: </strong></em>I have been picked for jury duty at the Milwaukee Courthouse. I am  hesitant to award damages if the defendant does not have insurance. How will I know if the defendant has insurance coverage?</p>
<p><em><strong>Answer: </strong></em>The simple answer is, you won&#8217;t. A jury will never know if the defendant has insurance or how much he/she may have. Attorneys and judges are prohibited from mentioning whether the defendant is insured. If they do, a mistrial will occur.</p>
<p>Typically, if a trial is scheduled to occur, it will be safe for you to assume that the defendant has insurance. A plaintiff lawyer will rarely devote the countless hours of time it takes to pursue a claim unless there is a guaranteed source of recovery- that being an insurance policy.</p>
<p>You many find it interesting to know that most personal injury attorneys would rather have a judge decide the case rather than a jury. This is due to the skepticism that citizens have of injured plaintiffs. Oftentimes, this skepticism of a legitimate claim causes jurors to refuse to award money to those who are legitimately hurt. Insurance companies and their defense lawyers are completely aware that juries typically award less money to an injured plaintiff than an experienced judge. That&#8217;s why in more than 90% of personal injury lawsuits, its the defendant (or more like their insurance company) that requests the jury.</p>
<p>_________________________________________________________________________________________</p>
<p>If you have been injured and have questions about the legal process in Milwaukee including the costs and benefits of filing a personal injury claim, please contact an experienced <a href="http://rozeklaw.com/" rel="nofollow" >Milwaukee Personal Injury Attorney</a> who can walk you through the process and answer your questions before you make a decision.</p>
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		<title>Can My Wisconsin Car Accident Claim Be Denied Because I Wasn&#8217;t Wearing My Seatbelt?</title>
		<link>http://rozeklaw.com/blog/2010/questions-and-answers/wisconsin-car-accident-question/</link>
		<comments>http://rozeklaw.com/blog/2010/questions-and-answers/wisconsin-car-accident-question/#comments</comments>
		<pubDate>Thu, 22 Apr 2010 15:45:43 +0000</pubDate>
		<dc:creator>rozeklawoffice</dc:creator>
				<category><![CDATA[Car Accidents]]></category>
		<category><![CDATA[Questions and Answers]]></category>
		<category><![CDATA[car accident claims and seatblets]]></category>
		<category><![CDATA[Maximum rduction for not wearing a seatbelt in wisonsin]]></category>
		<category><![CDATA[milwaukee car accident]]></category>
		<category><![CDATA[Not wearing a seatbelt in a car accident]]></category>
		<category><![CDATA[wisconsin car accident attorney]]></category>
		<category><![CDATA[Wisconsin Car Accident Claim Denied]]></category>
		<category><![CDATA[WIsconsin seatblet and injury claims]]></category>
		<category><![CDATA[Wisconsin seatblet law]]></category>

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		<description><![CDATA[Question: Can my car accident (which occurred in Milwaukee, Wisconsin) insurance claim for damages (including medical bills) be denied because I was not wearing my seatbelt? Answer: Insurance adjusters will often attempt to blame injuries on the individual if he/she was not was not wearing a seatbelt. However, Wisconsin law clearly states that the maximum [...]]]></description>
			<content:encoded><![CDATA[<p><em><strong><a href="http://rozeklaw.com/blog/wp-content/uploads/2010/04/seatbelt-1.jpg"><img class="alignleft size-full wp-image-517" title="wisconsin seatblet law" src="http://rozeklaw.com/blog/wp-content/uploads/2010/04/seatbelt-1.jpg" alt="" width="150" height="113" /></a>Question:</strong></em> Can my car accident (which occurred in Milwaukee, Wisconsin) insurance claim for damages (including medical bills) be denied because I was not wearing my seatbelt?</p>
<p><em><strong>Answer:</strong></em> Insurance adjusters will often attempt to blame injuries on the individual if he/she was not was not wearing a seatbelt. However, Wisconsin law clearly states that the maximum reduction that can be applied to an injured individuals damages is 15%. This 15% can only be applied to the injured individuals recovery for damages that were <em>caused by</em> not wearing a seatbelt. The at-fault driver (otherwise known as the defense) has the burden of proof to show which injuries, if any, were due to the lack of seatbelt use. If the at fault driver (defense) meets the burden of proof, then 15% may be reduced from the injured person&#8217;s damages. So, the short answer is no, your claim can not be denied based on the fact that you were not wearing a seatblet.</p>
<p>Please remember though, seatbelts can save lives and are am important component of driver safety.</p>
<p>_______________________________________________________________________________________</p>
<p>If you have been in an accident, please contact an experienced <a href="http://rozeklaw.com/wisconsin-car-accident-lawyer.htm" rel="nofollow" >Wisconsin Car Accident Attorney</a></p>
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		<title>Head Injury? Concussion? Should My Son See A Doctor?</title>
		<link>http://rozeklaw.com/blog/2010/questions-and-answers/head-injury-concussion-should-my-son-see-a-doctor/</link>
		<comments>http://rozeklaw.com/blog/2010/questions-and-answers/head-injury-concussion-should-my-son-see-a-doctor/#comments</comments>
		<pubDate>Fri, 19 Mar 2010 15:04:29 +0000</pubDate>
		<dc:creator>rozeklawoffice</dc:creator>
				<category><![CDATA[Child Injuries]]></category>
		<category><![CDATA[Mild Brain Injury]]></category>
		<category><![CDATA[Questions and Answers]]></category>
		<category><![CDATA[child brain injury]]></category>
		<category><![CDATA[child concussion]]></category>
		<category><![CDATA[child mild brain injury]]></category>
		<category><![CDATA[milwaukee concussion attorney]]></category>
		<category><![CDATA[milwaukee head injury]]></category>
		<category><![CDATA[signs of a concussion]]></category>
		<category><![CDATA[wisconsin child concussion]]></category>
		<category><![CDATA[wisconsin child head injury]]></category>
		<category><![CDATA[wisconsin concussion attorney]]></category>

		<guid isPermaLink="false">http://rozeklaw.com/blog/?p=427</guid>
		<description><![CDATA[Question: My son was in Milwaukee, Wisconsin participating in soccer practice when he was accidentally tripped by another player. He fell to the ground and banged his head hard. After a few seconds, he shook it off and wanted to continue playing. I made him sit out for 5 minutes but then thought he would [...]]]></description>
			<content:encoded><![CDATA[<p><em><strong><a href="http://rozeklaw.com/blog/wp-content/uploads/2010/03/concussion1.jpg"><img class="alignleft size-full wp-image-429" title="concussion" src="http://rozeklaw.com/blog/wp-content/uploads/2010/03/concussion1.jpg" alt="" width="150" height="100" /></a>Question:</strong></em> My son was in Milwaukee, Wisconsin participating in soccer practice when he was accidentally tripped by another player. He fell to the ground and banged his head hard. After a few seconds, he shook it off and wanted to continue playing.</p>
<p>I made him sit out for 5 minutes but then thought he would be ok and let him go back in. Later that afternoon, at home, he began feeling nauseous and vomited. Should I bring him to the ER?</p>
<p><strong><em>Answer:</em></strong> Yes. He may have a concussion and its it&#8217;s important to take proper steps if you suspect a concussion; it can be serious. The signs of concussion are not always well recognized. Because of that, many people put themselves at risk for serious injury by returning to a game before they should, thinking nothing is wrong.</p>
<p>Although you may think of a concussion as someone passing out, a person can have a concussion and never lose consciousness. Symptoms of a concussion may include:</p>
<ul>
<li>feeling dazed or lightheaded</li>
<li>memory loss</li>
<li>nausea or vomiting</li>
<li>headaches</li>
<li>blurred vision</li>
<li>slurred speech</li>
<li>difficulty concentrating or making decisions</li>
<li>difficulty with coordination</li>
<li>feeling irritable for no apparent reason</li>
<li>feeling tired for no apparent reason</li>
</ul>
<p>Since you stated that your son is experiencing at least 1-2 of the symptoms above, it is best to take him to see a doctor. There are 2 types of concussions and the doctor will be the best person to explain these to you.</p>
<p>Make sure your son takes it easy and does not participate in any sporting activities or other activities that could exert force to the head. If the brain hasn&#8217;t healed properly from a concussion and he gets another brain injury (even if it&#8217;s with less force), it can be serious.  Repeated injury to the brain can lead to swelling, and sometimes develop into long-term disabilities, or even be fatal, as a result.</p>
<p>If you or a loved one has experienced a concussion due to an accident or the negligence of another, please contact an experienced <a href="http://rozeklaw.com/wisconsin-traumatic-brain-injury.htm" rel="nofollow" >Milwaukee, Wisconsin Concussion Attorney</a>.</p>
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		<title>Guest Posting Question and Answer</title>
		<link>http://rozeklaw.com/blog/2010/questions-and-answers/guest-posting-question-and-answer/</link>
		<comments>http://rozeklaw.com/blog/2010/questions-and-answers/guest-posting-question-and-answer/#comments</comments>
		<pubDate>Wed, 17 Mar 2010 13:38:14 +0000</pubDate>
		<dc:creator>rozeklawoffice</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Questions and Answers]]></category>
		<category><![CDATA[guest posting]]></category>
		<category><![CDATA[wisconsin accident and injuries blog guest posts]]></category>
		<category><![CDATA[Wisconsin Accidents and injuries blog]]></category>

		<guid isPermaLink="false">http://rozeklaw.com/blog/?p=418</guid>
		<description><![CDATA[We frequently get emails from people who want to know if we accept guest posts on the Wisconsin Accidents and Injuries Blog, and if so, what are the guidelines. We determined that it would be easier to write the guidelines in a post and then just refer future requests to it. The short answer is [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://rozeklaw.com/blog/wp-content/uploads/2010/03/guest post.jpg"><img class="alignleft size-full wp-image-419" title="guest post" src="http://rozeklaw.com/blog/wp-content/uploads/2010/03/journal-1.jpg" alt="" width="135" height="108" /></a>We frequently get emails from people who want to know if we accept guest posts on the <em>Wisconsin Accidents and Injuries Blog</em>, and if so, what are the guidelines. We determined that it would be easier to write the guidelines in a post and then just refer future requests to it.</p>
<p>The short answer is <strong>Yes, we do accept guest posts</strong>. We will publish a maximum of one guest post per week. Below are the details.</p>
<h2>What kind of content do you accept?</h2>
<p>Anything information that may be useful to a Wisconsin accident and injury victim is good content for a guest post. The information can be related to any type of accident, injury, insurance, and/or Wisconsin law. There is no minimum length for your post, but typically have about 400 words.</p>
<h2>Guidelines</h2>
<ul>
<li>Your post must be original and have never been published before on the web</li>
<li>Your post should not be published anywhere else</li>
<li>You can include up to two links at the bottom of the post in your byline</li>
<li>You can’t use SEOd anchor text for your links</li>
</ul>
<h2>How do I submit my guest post?</h2>
<p>If you have a post that meets the guidelines above, you can send it to us at info@rozeklaw.com. We try to respond within 48 hours, letting you know if we will be using the guest post. If we determine the post is not the right match for our blog, and therefore will not be using it, you are free to use it in your own blog or to propose it as a guest post to another website.</p>
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		</item>
		<item>
		<title>Coinsurance Bills After a Car Accident &#8211; Who Pays?</title>
		<link>http://rozeklaw.com/blog/2010/questions-and-answers/coinsurance-bills-after-a-car-accident-who-pays/</link>
		<comments>http://rozeklaw.com/blog/2010/questions-and-answers/coinsurance-bills-after-a-car-accident-who-pays/#comments</comments>
		<pubDate>Thu, 28 Jan 2010 17:07:20 +0000</pubDate>
		<dc:creator>rozeklawoffice</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Questions and Answers]]></category>
		<category><![CDATA[accident and medical bills]]></category>
		<category><![CDATA[bills after an accident]]></category>
		<category><![CDATA[coinsurance bills]]></category>
		<category><![CDATA[insurance payment medpay]]></category>
		<category><![CDATA[insurance payments after an accident]]></category>
		<category><![CDATA[medical bills after an accident]]></category>
		<category><![CDATA[medical bills following an accident]]></category>
		<category><![CDATA[medical bills who pays]]></category>

		<guid isPermaLink="false">http://rozeklaw.com/blog/?p=253</guid>
		<description><![CDATA[Question: I was injured in an auto accident and I have been receiving bills from my health insurer for coinsurance due.  I also have medical payment coverage with my auto accident carrier. Should I be paying these bills? Answer: You want to make sure these bills get paid so they don’t negatively effect your credit. [...]]]></description>
			<content:encoded><![CDATA[<p><strong><em><a href="http://rozeklaw.com/blog/wp-content/uploads/2010/01/insurance-2.jpg"><img class="alignleft size-full wp-image-254" title="medical insurance bills" src="http://rozeklaw.com/blog/wp-content/uploads/2010/01/insurance-2.jpg" alt="" width="120" height="110" /></a>Question: </em></strong>I was injured in an auto accident and I have been receiving bills from my health insurer for coinsurance due.  I also have medical payment coverage with my auto accident carrier. Should I be paying these bills?</p>
<p><em><strong>Answer: </strong></em>You want to make sure these bills get paid so they don’t negatively effect your credit. There are two ways to go about this:</p>
<ol>
<li>You submit them to your attorney and they submit them to your insurance company for payment under your medical payment coverage; or</li>
<li>You can pay them directly and then provide your attorney with proof of payment (the coinsurance due and a copy of the posted check or bank card / credit card receipt), which your attorney then submits to the insurance company under your medical payment coverage and you are issued a reimbursement check from the insurance agent.</li>
</ol>
<p>Option 2 is generally preferred because with that option you are not at the mercy of the insurance company med pay adjuster for payment. For example, if the insurance claims dept. is backed up, it could be weeks before the payment is issued, and in the meantime your bill could be sent to collections.</p>
<p>Obviously, many injured individuals do not have the luxury of having enough money on hand following an accident to pay their medical bills or coinsurance so they opt for Option 1.</p>
<p>More information on <a href="http://rozeklaw.com/wisconsin-car-accident-lawyer.htm" rel="nofollow" title="Wisconsin Auto Accidents"  target="_blank">Wisconsin Auto Accidents</a>.</p>
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