Wisconsin Bicycle Injury Compensation

Posted by rozeklawoffice on April 7, 2010 under General | Be the First to Comment

Yesterday, we wrote a post on Wisconsin bicycle accident and injury prevention. We mentioned that the #1 protection against injury from a bicycle accident is wearing a helmet. We then explained that the second best prevention tip was to purchase under-insured/uninsured motorist coverage. In a hit and run situation, a bicyclist can recover damages and medical expenses from their own under-insured/uninsured insurance.

We forgot, however, to mention other forms of compensation that may be available to Wisconsin bicycle accident victims: Auto Insurance and Home Owners Insurance. The reasons for bicycle accidents vary, as does the means of compensation for injuries due to negligence of another. Bicycle accidents can be caused by a vehicle collision, a dog jumping in front of the cycle, a bump in the road, or a crack in the sidewalk.

In incidents that involve a vehicle, either the driver or the cyclist’s auto insurance may be the most appropriate means for compensation. In instances that involve public sidewalks or roads, municipal government coverage may be the best option.

For bicycle accidents that involve a dog jumping in front of the cyclist, the dog owner’s home owner’s insurance may be the most appropriate means for compensation. And for bicycle accidents in which the cause is unknown or not attributed to anyone in particular, the cyclist’s automobile insurance and/or home owner’s insurance may be the most appropriate.

What is important to understand is that there are many causes of bicycle accidents and many different means of compensation for resulting injuries. If you have been in a bicycle accident in Wisconsin and have been injured, it is important to contact an experienced Wisconsin Bicycle Accident Attorney who can help you determine the most appropriate form of compensation for your injury expenses.