In Car Accidents, Insurance Companies May Check Your Phone Records
Posted by rozeklawoffice on March 22, 2010 under Avoiding Car Accidents, Car Accidents, General, Safe Driving Tips, Wisconsin Law | 
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Nationwide and throughout the State of Wisconsin, authorities are reporting more crashes caused by distracted drivers.
According to a National Highway Traffic Administration study, distracted driving accounts for 80% of all car accidents.
The Top 7 most distracting tasks that should be avoided while driving include:
- Reaching for a moving object
- Reading and Writing
- Applying Makeup
- Dialing a Hand Held Cell Phone
- Eating, and Drinking
- Texting, Talking and Listening on a cell phone
- Adjusting the Radio or CD Player
The most common distraction that causes the most car accidents involves dropping one’s cell phone while trying to dial or text and then trying to pick it up while driving. Reaching for dropped objects is twice as dangerous as other non-driving tasks including reading and changing the radio channel.
Not paying attention when driving can result in relatively minor car accidents such as collisions in parking lots; however, many times it results in serious crashes causing extensive damages, injuries, and fatalities. The good news is that distracted driving is avoidable.
According to the Wisconsin AAA, the average driver makes approximately 200 driving decisions per mile. As the number of activities increase so so the chances of an accident. And today, more than ever, we have so many opportunities to be distracted, changing songs on your iPod, glancing at the DVD your child is watching, entering an address into your navigation system, and texting a friend. A study done by the Virgina Tech Transportation Institute found that for every 6 seconds of drive time, a driver sending or receiving a text spends 4.6 of those seconds with their eyes off the road.
To reduce distractions, plan ahead. Map out your route before entering the vehicle. Eat before you leave the house. Shut off your cell phone and put it out of site. Once in the car, make a point to concentrate on keeping your hands on the wheel.
Many individuals do not believe that anyone will know if they are texting or talking on the cell phone and happen to be in an accident. It is important to understand that even if you are in a car accident caused by another driver, the insurance company will request your phone bill, review it, and determine if you were talking or texting at the time of the accident. If you were injured in the accident and are pursuing the other driver’s insurance for medical bill payment, you may loose your case based on your phone records.
Now before the Wisconsin State Assembly is a bill that was passed by the Wisconsin Senate banning texting while driving. This ban is proposed to help keep our roads safe. To assist with getting this bill approved, visit legis.wi.gov to contact your local legislator and request the passage of this bill.
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For more information on Wisconsin Car Accidents or to speak with a Wisconsin Car Accident Attorney about an accident that involved distracted driving.
